Personal Bankruptcies Decline in January

Unintended Consequence: How the ACA has decreased personal bankruptcies. By 2016, that number had dropped to 770,846 – almost a 50 percent decrease. Over the same period, North Carolina saw a decrease of about 44 percent in the number of total bankruptcies, a trend that is rippling across the health care industry.

A popular meme held that 643,000 personal bankruptcies occurred in the U.S. due to medical bills, but the underlying math was elusive.. January 2016 New York Times. has led to a decline in.

Potential Factors. Credit counseling and debt negotiation companies have made a huge impact in helping resolve debts before the need for bankruptcy strikes. Further, even minor economic improvement, such as a decrease in the unemployment rate, are making a significant impact in the lives of many.

According to the US Bankruptcy Courts and Farm Bureau Calculations, Upper Mid-West states such as Wisconsin, Montana, North Dakota and South Dakota rose 45% in a period of 12 months spanning June 2017 to June 2018.

personal bankruptcy filings by Illinoisans fell 8.8 percent from January through June this year, beating the national average decline of 7.9 percent, according to the National Bankruptcy Research.

Compared to 12 months earlier, when the number reached 440, the number of personal bankruptcies in Alberta is up 2.3 per cent. Total consumer bankruptcies had been falling throughout 2017 until they picked up again in August and October. Part of this increase has to do with rising borrowing costs.

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The number of personal bankruptcy filings dropped in January to its lowest level since in two years, according to a report Tuesday.

 · He doesn’t think the decline in personal bankruptcies spells bad news, though. Rather than turning off spending, more people are making use of.

 · There also were fewer business bankruptcies in October. There were six filings in October, compared to 11 in September, and five were by households that filed due to business-related debt. That left only one business entity that filed for bankruptcy in October:

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On behalf of Timothy Pletter of Ambrogio, Pletter & Associates, LLC posted in Personal Bankruptcy on Monday, January 14, 2019. Filing for bankruptcy is often the most effective way for struggling Connecticut consumers to deal with their overwhelming debt.