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But the improvement masks a mortgage crisis that still plagues areas in north St. Louis city and county. 54 percent of black borrowers received subprime loans, versus 18 percent among non-Hispanic.
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For lenders that are still very skeptical toward low-down mortgages, he said that that the down payment assistance program is the key to helping many people become homebuyers. “For us, it’s important.
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FILE – In this Wednesday, Feb. 20, 2019, photo a price reduced for sale sign sit in front of a home in north Dallas. U.S. long-term mortgage rates fell for the fifth consecutive week, tipping the.