HARP Loan Program Eligibility

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HARP Loan Program Eligibility A homeowner whose property is backed by Fannie Mae or Freddie Mac, perfectly fits to get the harp refinance loan. The HARP loans not only cover primary homes, but also vacation and investment loans.

HARP was created to help homeowners refinance a mortgage with a balance that was higher than their home’s market value, often called an underwater mortgage. HARP helped millions get into a more affordable home loan after the housing market crashed in the late 2000s.

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 · >>Click here to check your HARP-alternative program eligibility here.<< Golden Moment for HARP. HARP rates are low and lenders are eager to gain business from HARP applicants. There have been few times that have better to receive a HARP loan than now. Apply for a HARP refinance here and lock in recent low rates.

The solution has finally arrived. HARP allows homeowners who have lost significant equity in their home to refinance at today’s low interest rates, as long as they meet basic eligibility requirements. HARP stands for the Home Affordable Refinance Program, and was created for homeowners in your position.

HARP Loan Program Eligibility A homeowner whose property is backed by Fannie Mae or Freddie Mac, perfectly fits to get the HARP refinance loan. The HARP loans not only cover primary homes, but also vacation and investment loans. In addition, the homeowner’s loan must have been undertaken on or before 31 st May, 2009. Therefore, the most.

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Your mortgage being refinanced must not have been previously refinanced through HARP, a federal program launched in 2009 that expired on December 31, 2018. Enhanced Relief Refinance may help you obtain a monthly payment you can afford, and will result in one or more of the following:

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There are only a few specific requirements that a borrower has to meet in order to be considered eligible to take advantage of the HARP program. Basic HARP Eligibility Requirements: Loan amount is more than 80% of home’s value Never refinanced under the HARP program Current and up to date on all mortgage payments